COVID-19: All Updates from RSA Canada


A message from Martin Thompson, President & CEO of RSA Canada


During these times of uncertainty, we firmly believe that there is power in working together to remain resilient as an industry. At RSA, we continue to closely monitor the COVID-19 situation and are making informed decisions based on the guidance and recommendations as laid out by the government and health authorities.

RSA Canada is committed to providing our brokers with the information and support they need to navigate through this evolving situation. We will use this space to provide updated information regarding our services and coverage.

I sincerely thank you for both your patience and partnership as we both work through this quickly changing situation.

Martin Thompson

Martin Thompson, President & CEO, RSA Canada



RSA understands the challenges many of you are facing with respect to physical office location accessibility. We strongly encourage you to utilize all of our digital assets for communication and transactions during this time of physical distancing.
Please visit our broker portal, BRAVO, for digital tools such as: 
  • WebBusiness: RSA’s Personal transaction portal to issue new business and to change or cancel existing policies in real time (please note, note available in Quebec)
  • RSA ClaimsPoint™: RSA’s on-line claims portal to submit first notice of loss for Personal and Commercial (exception of commercial fleet, commercial GL and Marine; please note, not available in Quebec) 
  • EZ docs: RSA’s digital solution to receive or retrieve your electronic copy of your client’s policy documents for Personal and Small Business.
  • RSA Pro tool: RSA’s online quote and bind tool for Small Business (Business & Professional Services, Contracting and Retail) 



We can confirm that our claims department continues to be fully up and running, leveraging technology to support new ways of working including:

RSA Claims Point™

Our online portal will speed up reporting and submission of the claim with pre-loaded policy information and we will be placing priority on portal submissions over fax and email submissions at this time.

The portal is available to all RSA Retail Brokers and policyholders with the exception of Commercial fleet, Commercial GL and Marine. the portal is also not available in Quebec. For all other claims you can call our claims teams at 1 800 319 9993 (for RSA and WA clients), 1 888 267 6766 (for CNS clients) and 1 800 873 2424 (for Quebec clients).

Moving Towards Digital Claims

To quickly evolve with the changes COVID-19 has brought us, we ask that any claims submitted by you or your customers are done through RSA Claims Point™. We will no longer be accepting Personal Insurance home and auto claims submitted via fax or email after these dates:

Ontario, Alberta, and Atlantic Provinces: April 20, 2020
British Columbia: April 27, 2020

Any fax or email claims submitted after this date (excluding Facility Association and Commercial Insurance claims) will not be entered into our claims queue.
For more information visit our dedicated COVID-19 Claims page.

We are aware that different insurers are currently taking varying stances with respect to enacting The Declaration of Emergency Endorsement (please note, this does not apply to Quebec). At this time, RSA Canada is not applying the Endorsement automatically for all renewals; the majority of our policies will continue to be issued and customers will receive their renewals and continue coverage.  For cancellations where the customer can demonstrate they were directly impacted by the emergency, we will consider the specific request on a case by case basis. Brokers are encouraged to contact our underwriters to discuss specific policies.

Our billing team is fully operational and functional with payments and all other billing transactions continuing to be processed.

Non-sufficient Funds Fees (NSF) 

With respect to Non-sufficient Funds (NSF) fees, as government restrictions continue to impact the personal household finances of Canadians, including RSA customers, we have made the decision to waive our fees for NSF until further notice for all Personal and Small Commercial policies. 

NSF fees and reinstatement fees (only applicable for RSA Ontario auto) occurring after Mar 16, 2020 will be waived going forward.

For more information, please contact our billing team at 1-800-366-0646.

RSA is complying with government direction to limit social interactions and RSA will not require our customers to meet with others for property inspections or appraisals at this time.


At this time, we will continue to renew policies as business as usual. 

These requests will be addressed on a case-by-case basis; we are committed to a flexible and accommodating approach with respect to extensions or holding cover

Please keep in mind, each situation has a unique set of facts that must be considered in order to provide an accurate statement on the applicability of coverage. In order to properly assess coverage, the policy must be read in its entirety and all relevant terms, conditions and exclusions must be considered.

Please Note: This is intended as a guideline only and is intended to assist you with inquiries from your clients. Please reach out to your underwriter or claims representative for policy details.



To help answer further questions, we have put together “Frequently Asked Questions” documents for both brokers and customers.

Coronavirus (COVID-19) – RSA Personal Insurance Broker FAQ
Coronavirus (COVID-19) – RSA Personal Insurance Customer FAQ

COVID-19 Tip Sheets
Maintaining idle vehicles: Follow these tips to protect your vehicle
Protecting yourself and your vehicle: Tips for new delivery drivers
Protecting unattended homes: Tips to keep your property safe during a lockdown

To help answer further questions, we have put together a “Frequently Asked Questions” document.

Coronavirus (COVID-19) – RSA Commercial Insurance Broker FAQ
RSA's Virus, Disease and Pandemic Exclusion

COVID-19 Tip Sheets
Protecting commercial fleets: Tips for managing a business shutdown
Protecting idle property: Tips for managing a business shutdown
Protecting idle construction sites: Tips for managing a business shutdown
Effective equipment layup and restart: Tips for managing a shutdown

As the COVID-19 situation continues to evolve, it is important to understand how an interrupted supply chain can impact businesses. RSA Canada's Regional Director for Global Specialty Lines, Mark Wyatt, emphasizes the importance of reviewing business interruption coverage and ensuring a continuity plan is in place. Read more on our Expert Advice article on Insurance Business Canada.

COVID-19 and business insurance: How coverage is triggered



We will continue to make informed decisions based on the guidance and recommendations as laid out by the government and health authorities. Please continue to stay up-to-date with RSA Broker Bulletins as well as resources laid out by the Government and other industry leaders.

Broker Bulletins
April 24, 2020
COVID-19 - RSA Summary of PI changes and Additional Customer Support
April 17, 2020
COVID-19 UPDATE: RSA to offer $75 million in Customer Financial Relief
April 16, 2020
COVID-19 – RSA Financial Relief for Commercial Customers
April 14, 2020
Changes to claims intake process in Alberta effective April 20
Changes to claims intake process in Ontario & Atlantic region effective April 20
Changes to claims intake process in British Columbia effective April 27
April 3, 2020
COVID-19- Keeping you and your clients informed
March 26, 2020
Important message from RSA Canada re: COVID-19
March 18, 2020
COVID-19 – Update from RSA
March 13, 2020
COVID-19 - Important Information for RSA Brokers

Government Resources
Coronavirus disease (COVID-19): Resources for Canadian businesses
Canada’s COVID-19 Economic Response Plan: Support for Canadians and Businesses
Coronavirus disease (COVID-19): Health & Safety Updates


Last updated 30 April, 2020

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