Commercial Auto

Helping drive your business forward.

RSA understands the reliance on automobiles and fleets in today’s business world—and the importance of having appropriate coverage when needed. That’s why we offer a competitive product that can be tailored to the unique risks of your clients’ commercial auto or fleet vehicles. 

Our team of dedicated underwriters have the local expertise to provide solutions for various exposures across Canada. Coupled with our risk control services, we can assist your clients with their implementation of formal safety programs to help mitigate risks. 

Features and Benefits

  • Coverage for fleets of five or more commercial units
  • Coverage for Individually Rated Commercial Auto (small businesses with up to four automobiles)
  • Monoline auto fleet accounts
  • Multi-line customers
  • Multi-province 

Target Sectors

  • General contractors
  • Concrete forming contractors
  • Sand and gravel
  • Heavy equipment
  • Road construction
  • Incidental fuel haulage
  • Private buses (employees/hotels)
  • Short-haul delivery fleets
  • Public utilities
  • Commercial driver training
  • Wholesale delivery
  • Sales representative vehicles

Long-Haul Criteria*

  • Hauling owned goods—radius does not exceed 500 miles (Canada only)
  • Hauling for others—radius does not exceed 250 miles (Canada only)
  • Hauling owned goods in the US—radius does not exceed 180 miles
  • Number of tractors does not exceed 25% of operation

*RSA’s short- and long-haul criteria vary by region. Speak with your local underwriter for details.


  • Capacity of $5 million

How do I place business with RSA?

Talk to us directly. Find your contact in our contact directory.

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