Condo Insurance

RSA provides your clients one of the best condominium insurance offerings in the market.

Our expertise in this line of business and our understanding of condo owners mean that we can offer outstanding products and helpful resources to educate and advise your clients, to help you establish a long and rewarding relationship. 

RSA provides two Condo Insurance products to meet the needs of clients who own units in a condominium, whether they occupy or rent out.

Platinum Plus

Offers coverage for owners with higher than average contents requirements (over $75,000). These clients typically purchase brand name items and fine art, and do not rent out their condo unit through the year.

Ideal for: Established Professionals who have prior insurance and are claims-free for at least 3 years.


Offers coverage for units with average contents limits ($30,000 and over) with a standard complement of furnishings.

Ideal for: Established Professionals. In some cases, these clients may rent their condo unit to tenants.

Key benefits

Both of these products include important features unique to condominium owners, including Unit Improvements and Betterments coverage for improvements made to the unit (whether by your client or the previous unit owner) and Loss Assessment coverage, which provides protection should a special loss assessment be charged to the unit owner.

They also provide all risk coverage for the contents of the condo unit, single limit coverage, personal liability protection of $2,000,000 and many other benefits.

A number of Additional Coverages and discounts are available with both packages.

Helping you educate clients

One of the areas of particular concern to condo owners is water damage. To help you inform your clients about this issue, we have developed a helpful tip sheet, Protect Your Condo from Water Damage, which explains how to prevent water damage, what to do if it occurs, and how condo owners can ensure they are adequately covered.

Download the tip sheet >

Other benefits for clients

Your clients will enjoy the many advantages of choosing RSA, including AIR MILES® reward miles* and our Hassle Free Claims Service®.

*Please see Terms and Conditions. Not available in Manitoba or Saskatchewan. 

®™Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Roins Financial Services Limited.

®Hassle-Free Claims and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal & Sun Alliance Insurance Company of Canada. 

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