Terms & Conditions

These are the general terms and conditions governing the AIR MILES® Base Offer for both personal home and auto insurance policies, pleasure craft insurance policies and Commercial Insurance policies.

For additional terms and conditions relating to the AIR MILES Base Offer for personal home and auto insurance policies, see Section A. For additional terms and conditions relating to the AIR MILES Base Offer for Commercial Insurance policies, see Section B. For additional terms and conditions relating to the AIR MILES Base Offer for pleasure craft insurance policies, see Section C.

  1. You must be registered as an AIR MILES Collector in order to get AIR MILES Reward Miles. To become an AIR MILES Collector, visit

airmiles.ca to join the AIR MILES Reward Program.

  1. Customers may get AIR MILES Reward Miles by registering at

rsagroup.ca and entering a valid AIR MILES Collector Number, a valid RSA insurance policy number and a valid policy effective date. Upon renewal of your policy, your Collector Number will automatically be regenerated, entitling you to AIR MILES Reward Miles based on the premium of the renewal policy. You do not have to re-register for AIR MILES Reward Miles unless it is a new policy number.

  1. AIR MILES Reward Miles will begin to accumulate once you have an eligible policy and have registered with RSA as an AIR MILES Collector. A customer can enroll at any time during the policy term, but Miles will not be issued retroactively. Therefore, if you have an eligible policy that is effective January 1, 2019 and enroll as a Collector on February 1, 2019, you will begin to get Miles in the month of February.

  1. Policies serviced by RSA for the Facility Association or Residual Market are not eligible for AIR MILES Reward Miles.

  1. Only one AIR MILES Collector Number per policy is eligible for AIR MILES Reward Miles. The name on the AIR MILES Card does not need to match the name on the policy.

  1. Your entitlement to AIR MILES Reward Miles may vary from month to month based on changes made to the total amount of premium of your policy, but we will not require eligible customers to return previously issued AIR MILES Reward Miles.

  1. AIR MILES Offer is subject to change or may be terminated at any time and without notice.

  1. AIR MILES Reward Miles will be deposited to your Collector Account(s) within 6–8 weeks following the date that you register your AIR MILES Collector Number.

  1. All policyholders must be in good standing with Royal & Sun Alliance Insurance Company of Canada or Western Assurance Company, as the case may be, on the date of enrollment for AIR MILES Reward Miles.

SECTION A - ADDITIONAL TERMS AND CONDITIONS PERSONAL HOME OR AUTO INSURANCE POLICIES

SECTION B - ADDITIONAL TERMS AND CONDITIONS COMMERCIAL INSURANCE POLICIES

SECTION C - ADDITIONAL TERMS AND CONDITIONS PLEASURE CRAFT INSURANCE POLICIES

These Terms and Conditions are subject to change without notice.
When you register for AIR MILES, you provide us with contact data, including your name and a valid email address. We use this data to send you updates about new and exciting offers and services that your Broker and RSA are offering that may interest you. When you register for AIR MILES, you acknowledge that you may receive subsequent emails from your Broker and RSA about new and exciting offers and services that your Broker and RSA are offering that may interest you. If you wish to no longer receive emails of this kind, you can simply click “unsubscribe” in the bottom footer of the email.

For questions about AIR MILES, or your Account(s), or to browse Rewards and many self-serve options including Order Cards and Missing Miles inquiries, visit airmiles.ca.

If you have any questions about your RSA or Western Assurance Company policy (e.g. renewal date, coverage, deductibles, claims, etc.) or your entitlement to AIR MILES® Reward Miles, please contact rsagroup.ca or 1 888 877 1710.

Not available in Manitoba or Saskatchewan.

®™ Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Roins Financial Services Limited.